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Does 21st Mortgage Corporation offer mobile home loans?

If your credit score isn’t where you’d like it to be, 21st Mortgage Corporation offers mobile home loans with no minimum credit score requirements and no prepayment penalties. 21st Mortgage Corporation was founded in 1995 in Knoxville, Tennessee, and now has over 800 employees.

What is the minimum loan amount for a 21st Mortgage?

A. For homes purchased from a Retailer or from an existing 21st Mortgage customer, we have a minimum loan amount of $16,000. For homes purchased from another individual or refinanced, the minimum loan amount is $25,000. Q. Do you require homes to be move-in ready? A. Used Manufactured Homes (person-to-person transactions) must be move-in ready.

Does 21st Mortgage Corporation have a minimum credit score?

21st Mortgage Corporation does not have a minimum credit score requirement, but borrowers with less than a 575 credit score may have put down at least 35% to qualify. The company states that typical down payment requirements range from 5% to 35%, but there are also 0% down options available.

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